The parks sector is a dynamic and growing sector, with a particular set of complexities, demands and opportunities. Seasonal revenue and unforeseen events can all  provide a challenge to the finances of a business.

Having the support of a bank that understands the circumstances and economic cycle an industry is facing, can make a real difference. Lloyds Bank’s specialist experience in this sector has been built over many years of working with holiday and residential park clients. By building long-term relationships, this allows our team to provide the tools, expertise and support to help businesses prosper.

An individual approach

With a diverse mix of park types, firsthand knowledge is incredibly important. Whether it’s hire fleet or privately owned caravans and lodges, or a camping and touring park, we understand that each park has individual and varied requirements.

Our team’s priority is to understand your business strategy and goals, allowing us to work with you to provide a stable financial platform, delivering both cash flow based and long-term funding solutions.

A growing market

We are committed to supporting British business, including the holiday and residential park sector, that’s why, since 2011 we have increased our SME net lending by 31%, in a market that contracted by 12%*.

A challenging financial climate can provide additional prospects for some industries. With many people still cautious about the economy and a falling pound since the vote to leave the EU, a holiday or short break in the UK has become increasingly appealing. We recognise many park businesses see this as an opportunity and that’s why we’ve reviewed our credit policy to assist this appetite for growth, whether that’s improved facilities or expansion. We can also help you with finance for caravan purchases, through a funding package from our Hire Purchase and Leasing team.

The park sector can be incredibly rewarding, but even with the best planning, we know there are a number of factors that are out of your control. However, you can always be certain that our team is here to assist you, in any way we can, so that we can help you realise your ambitions.

If you’d like to talk to our team, please contact:
Steve Hearn, Relationship Director, SME Banking 07764 287251

*Lloyds Bank Commercial Banking ‘Supporting British Business’ Factsheet and Case Studies – Jul 2017 Please note that any data sent via e-mail is not secure and could be read by others. Lloyds Bank plc. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278. We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: The provision of credit or leasing services is subject to your meeting our Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.


We act for a number of Park Operators on their holiday and park home industry issues.

For further information on holiday and park home industry issues, please contact our parks team on 01392 210700 or email

This article first appeared in our holiday and residential park newsletter, read  Explorer