Many homeowners mortgage, remortgage or take out loans secured on their property. It is an increasingly common way to free up capital for other needs.
Benefit from the expertise you need for the best remortgage experience
In looking to save time – and potentially cost, too – many homeowners choose to use their bank’s own solicitor. This can result in a frustrating, impersonal experience, with no named point of contact to deal with or a case worker with limited local knowledge or specialist qualifications to deal with your deeds.
For raising finance from your property, we take a far more personalised and attentive approach. Our expert Residential Property team will ensure that:
your case is dealt with as quickly as possible
you always have a main point of contact
there is additional, well-informed support if your main contact is unavailable.
Remortgaging your property is not as simple as you may think
Contrary to popular belief, the process is a little more involved, and also includes:
checking the property title in the same way as if purchasing the property
carrying out searches again or taking out an insurance policy for no searches, as the ones made when you bought the property are likely to be out of date.
Consider equity release as an alternative to down-sizing
An equity release option is a lifetime mortgage that offers homeowners – typically aged 55 or older – the opportunity to release cash from their home without having to move out. As independent specialists, we can provide impartial, expert and professional advice on all areas related to equity release from your property.
For information on our Residential Property pricing guide please click here.